Basic Savings to Build Better Habits
Low Minimum to Open
Start saving with a minimum opening deposit of $50.00.
Low or No Monthly Fees
Pay no monthly fee with a daily account balance of $400.00 or more. Monthly fee of $6.00 for balance under $400.001
Quarterly Interest Earnings
Keep your money growing with quarterly interest payments.
Account features
Online and Mobile Banking
Included free
Account Statements
Paper or eStatements delivered quarterly2
Minimum Account Balance
$50.003
Make Your Money Work for You
In West Texas, we know the value of hard work. That’s why we provide a convenient savings account to keep your money working for you. Start small and make a lasting difference by making a habit of saving more.
More Potential
Start Small Today for More Opportunities Tomorrow
Saving money doesn’t have to be complicated. Our Personal Savings Account makes it simple with a low minimum balance and convenient online banking tools.
Start SavingMore Support
Trusted Guidance to Help You Grow Your Savings
As your goals change and your earnings grow, we can help you adapt with more savings accounts and solutions to meet your needs. Our team is always here to help you move forward.
Meet Our Team1Transaction Limitations: Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer by draft, or similar order to third parties are limited to six per month. If you exceed these limits, your account may be transferred to a non-interest-bearing checking account.
A debit fee of $3.00 per item will be charged for each debit transaction (withdrawal, automatic, transfer or payment out of this account) in excess of six during a calendar quarter.
2Paper statements are $3.00 per statement
3You must maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield