Everyday Purchases Made Easier
Personal Debit Card
Our ATM debit cards offer more security and more flexibility. Accepted at millions of locations. EMV smart chip technology is built in to protect against fraud and theft.
Low Rate Credit Card
With a low introductory rate and no annual fee2, you can enjoy more freedom. Added benefits include rental car insurance, 24/7 toll-free support from real people, and a competitive ongoing APR.
Preferred Points Credit Card
Earn points for every dollar you spend to get more from your credit card. Redeem rewards for cash back, gift cards, and free gifts.3
Cards with Contactless Convenience
Our debit and credit cards can be added to your mobile wallet so you can use them securely anywhere contactless payments are accepted.
More Security
Fraud Protection to Give You Peace of Mind
With tools like EMV smart chip technology, debit card spending tracking, online bill pay, and eStatements, we stand for more protection on your everyday spending.
Enroll in Online BankingMore Support
24/7 Customer Service Included Free
Our credit cards include free, 24-hour customer assistance from real people who show up when you need them most.
Contact Card Support1 Credit Cards are available through TIB - The Independent Bankers Bank, who is solely responsible for making the credit decision and providing the credit card account.
2 25-day interest-free grace period on all purchases. No grace period on cash advances. APR on purchases and cash advances is the same. 24-hour toll-free live customer assistance available at 1-800-367-7576. Other fees may be charged. For the latest terms and conditions, please consult TIB.
3 Earn one point for each dollar spent, up to 10,000 points per month. To view or redeem rewards points, visit www.dreampoints.com/preferredpoints/ or call 1-866-678-5191. 25-day interest-free grace period on all purchases. No grace period on cash advances. Cash advances can be made for up to 50% of the credit line. Other fees may be charged. For the latest terms and conditions, please consult TIB.