BUSINESS IMAGE CHECKING PLUS ACCOUNT 

¹Accounts only offered to businesses legally operating as sole proprietorships (including husband and wife); individuals acting as DBA; not-for-profit organizations operated primarily for religious, philanthropic, charitable, educational, political or other similar purposes; and deposits of public funds by an officer, employee, or agent of the United States, any state, county, municipality, or political subdivision thereof, the District of Columbia, the Commonwealth of Puerto Rico, American Samoa, Guam, any territory or possession of the United States, or any political subdivision thereof. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account. We may change the interest rate on your account daily. Interest will be compounded and  credited to your account monthly. If you close your account before interest is credited, you will not receive the accrued interest. Accrual of interest on noncash deposits: Interest begins to accrue on the business day you deposit noncash items (for example, checks). Images of your canceled checks are provided with this account at no charge. An item fee of $0.25 will be charged for each item (debits, credits, and deposited items) in excess of 150 during a month.
² You must maintain a daily minimum balance of $2,500 to obtain the disclosed annual percentage yield.