Free Personal Checking
No Monthly Fees
When we say free, we mean it. Enjoy no-fee checking with no monthly service fees and no ATM usage charges at our ATMs.1
Free Online Banking Tools
Access secure Online Banking or Mobile Banking with online bill pay and mobile check deposit.
Paper or eStatements
Manage your account your way with paper or eStatements provided at no cost to you.2
Account features
Minimum Amount to Open
$100
Minimum Monthly Balance
No minimum balance3
Debit Card
Free with your account
A Checking Account That Keeps Things Simple
If you need a free, no-frills checking account, our Free Checking Account is a good fit. Perfect for first-time account holders or those rebuilding their finances.
More Trust
Bank with Confidence Knowing that We’ve Been Here for More than 100 Years
We’ve been around a long time, so we know what it means to earn the trust of our neighbors. It all starts with the right banking solutions without unnecessary fees. Get to know our team to see why more people in West Texas trust us with their personal banking.
Meet Our TeamMore Accessibility
Manage Your Account from Anywhere with Online Banking
We make it easy to view your account balance, deposit checks, and pay your bills with online banking tools that you can access anytime, anywhere.
Enroll in Online Banking1West Texas National Bank ATMs always free, non-WTNB ATMs accrue $2.50 surcharge in addition to any fees imposed by machine used.
2This is a truncated account. You will not receive canceled checks or images in your monthly statement.
3A positive balance is required to maintain the account and to prevent it from being automatically close