Skip to Content
Close Icon

IRA ACCOUNTS

A well-earned retirement begins with the right retirement savings account. West Texas National Bank offers both traditional and Roth IRAs to give you more options for your retirement goals.
Get More

Save for Your Future with an Individual Retirement Account

Tax-Advantaged Savings

Make tax deductible contributions now with a traditional IRA, or enjoy tax-free earnings and withdrawals with post-tax contributions in a Roth IRA.

Higher Interest Rates

Individual retirement accounts offer higher interest rates than traditional savings accounts, so you can build healthy retirement savings. 

Streamlined Account Access

Enroll in direct deposit for easy contributions and view your account balance, statements, and tax documents with online banking.

Find a Branch

Retirement Savings that Stands for More

We stand for more memories, more vacations, and more freedom during retirement. Our IRA accounts are set up to help you reach your goals.

Traditional IRA

Make Tax-Deductible Contributions

Traditional IRAs offer tax savings upfront. Contributions are tax deductible, but withdrawals during retirement are taxed. Ideal if you’re in your peak earning years and want to reduce taxable income while preparing for the future.

Get Started

Roth IRA

Look Forward to Tax-Free Withdrawals During Retirement

With a Roth IRA, you’ll contribute post-tax income, but you won’t pay taxes when you make withdrawals during retirement. A Roth IRA is a good fit if you expect to be in a higher tax bracket during retirement or want to ensure more predictable tax-free retirement income.

Open an IRA
You are now leaving West Texas National Bank
Continue