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Personal Banking You Can Depend On

We believe in building a future all West Texans can be proud of. That begins with personal banking that’s rooted in West Texas values. We stand for more support, more flexibility, and more resources to help you manage your money at every stage of life.

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Here for You Every Day

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Checking Accounts

Local banking with added perks to help you manage your money. Our personal checking accounts give you more clarity, control, and accessibility.

Free Checking

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Ultimate Checking

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Savings Accounts

Meet your full potential with savings accounts that align with your goals. Save for short- and long-term goals with more flexibility and fewer fees.

Personal Savings Account

Personal Money Market Account

CDs

Traditional & Roth IRAs

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A Financial Partner You Can Trust

We Show Up for You When You Need Us

At West Texas National Bank, we know the value of being there to support our community, which is why we stand for more. We don’t just offer bank accounts. We provide true partnerships and work to earn your trust every time you visit one of our branches.

Meet Our Team

Debit & Credit Cards

More Spending Power with Built-In Fraud Protection

Our debit card—included free with any personal checking account—offers enhanced security features like EMV smart chip technology, so there’s less potential for fraud and theft. Our credit cards give you rewards for every dollar you spend and come with 24/7 live support.1

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Bank from anywhere with Online Banking

More Features to Help You Manage Your Money

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Online Banking

View your accounts online and access tools like Zelle®, online Bill Pay, and eStatements. Securely access your account at home or work.

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Mobile Banking

Bank from your phone and get real-time spending alerts, so you can enjoy greater peace of mind. Save time with mobile deposit and mobile wallet, all included free.

Download the App

Dream Bigger with Personal Loans

We’re always here to lend a helping hand when you’re ready to tackle big goals. Whether you’re buying a car, purchasing a home, or planning a vacation, we can help you finance your goals. Our personal loans offer competitive rates, flexible terms, and all the support you expect from our team.
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1 Personal Credit Cards are available through TIB - The Independent Bankers Bank, who is solely responsible for making the credit decision and providing the credit card account.

We Stand for What Matters

Don’t settle for less when it comes to your personal banking. Work with a bank that stands for more.

Find Your Branch

We have branches in Lubbock, Odessa, and throughout West Texas.

View Locations

Meet Our Team

Get to know the folks who will care for you and help you manage your money.

Meet Us
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