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OWNER-OCCUPIED REAL ESTATE LOANS

Get more freedom by taking ownership of the commercial property where you do business. An owner-occupied real estate loan allows you to finance your business’ property, so you can reduce leasing costs, build equity, and gain long-term stability.
Stand For More Ownership

Business Property Purchase Loans

Competitive Rate Financing

Owner-occupied property loans offer favorable rates for borrowers because they are backed not only by the value of the property, but also by the ability of your business to generate revenue. 

Future Income Potential

Your business must occupy at least 51% of the property financed with an owner-occupied real estate loan. That leaves the remainder of the property available to lease, so you can generate additional income.

Flexible Terms

Loan amortizations designed to give you the flexibility you need to balance your commercial building loan with other business expenses.

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Financing that Works for Your Business

Owner-occupied real estate loans are available to a wide range of businesses in West Texas, as they can finance office buildings, medical offices, warehouses, retail spaces, and mixed-use buildings.

More Stability

Keep Your Business Rooted

Owning rather than leasing the property where your business operates gives you more control to keep your business in the same location through the years. Eliminate the worry of increasing rental costs while you build equity, so your business remains part of West Texas for generations to come.
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More Expertise

We Bring Years of Experience in Commercial Real Estate

As a longstanding commercial lender in West Texas, we have more than a century of experience in commercial real estate loans. Our team can help you choose the right type of financing to grow your business on your terms.
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