Statement of Condition as of September 30, 2012

ASSETS (amounts are in thousands)
Title Amount
Cash and Due From Banks $65,424
Investment Securities $255,917
Fed Funds Sold -
Net Loans $419,486
Premise and Equipment $10,575
Other Assets $27,778
TOTAL ASSETS $779,180
LIABILITIES (amounts are in thousands)
Title Amount
Demand Deposits $335,495
Interest Deposits $264,150
Certificates of Deposit $89,282
Total Deposits $688,927
Borrowed Funds $0
Accrued Expenses and Other Liabilities $3,024
TOTAL LIABILITIES $691,951
SHAREHOLDERS' EQUITY $87,230
TOTAL LIABILITIES
AND SHAREHOLDERS' EQUITY
$779,181
CAPITAL RATIOS
Title WTNB
Actual
Minimums Required By
Regulatory Agencies
TIER 1 CAPITAL RATIO 9.00% 5.00%
TIER 1 RISK-BASED CAP RATIO 15.02% 6.00%
TOTAL RISK-BASED CAP RATIO 16.29% 10.00%