Regular Certificates of Deposit

Regular Certificates of Deposit Details

A Personal Certificate of Deposit is a low-risk FDIC-insured investment option that pays slightly higher interest rates than savings accounts. Personal Certificates of Deposit provide a secure option for personal investing that are perfect for those who want to earn stable returns and secure funds in a save investment for future use. Contact a West Texas National Bank representative for more information about secure, reliable Personal Certificates of Deposit.


  • The security of FDIC insurance
  • Stable, dependable returns on your account
  • Access to your account information through Online Banking
  • Automatic renewal on most CDs

Current rate information call (877) 493-7862


  • A penalty may be imposed for early withdrawal
  • Rates subject to change without notice
  • APY = Annual Percentage Yield
Regular Certificates of Deposit
$1,000.00 minimum balance - Quarterly Compound
Rates current as of 12-01-2015
Term Annual Percentage Yield
5 Year 1.51%
4 Year 1.11%
3 Year 0.80%
2 Year 0.65%
1-1/2 Year 0.60%
1 Year 0.40%
180 To 364 Days 0.25%
90 To 179 Days 0.10%
30 To 89 Days 0.10%

More Information:

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If you would rather talk to a professional about your options, feel free to visit one of our locations for personal assistance.